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XRP will not reach $5.00 by December 31, 2026, as supply and conservative analyst targets cap upside. XRP traded at $1.30 on June 1, 2026 and Standard Chartered revised its 2026 target down to $2.80 in February 2026 from an initial $8.00, leaving a wide gap to $5.00. Spot ETFs have $1.42 billion in…