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XRP will not reach $5 by December 31, 2026. The token will stall well short of the $5 target because it has fallen nearly 50% over the past year and traded between $1 and $1.60 for most of 2026. XRP was trading around $1.34 on October 16, 2026 with a market cap of $84.59 billion, and to hit $5 it w…